All your money. One place.Kept at home.

Almirah turns your bank statements, mutual fund CAS, gold, property and loans into one clear monthly statement, on your own computer. No bank logins, no cloud, no tips.

no bank logins₹0 to try
Where September went
Sketch of a money map: salary, rent and interest flowing through the household to home, living, travel, loans, investments and savings.
Six months
Sketch of six months of spending, investing and saving, with September's travel circled.
Sketch of an almirah with its doors open: five shelves labelled Passbook, Holdings, Household, Plan and Tax, and a locker labelled CAS, free.

Why Almirah?

almirah (अलमारी), the steel cupboard in most Indian homes, where the passbooks, FD receipts, property papers and family gold are kept.

Almirah does that for your money. Five shelves, each answering one question, all kept at home on your computer. The locker at the bottom is free: it reads your CAS today.

Five shelves. Zero spreadsheets.

Sketches of the real screens, for a made-up household.

swipe →

Passbook 1

Every rupee, already sorted

One passbook across all your banks. It learns from the entries you fix.

Sketch of passbook entries with categories.Open the Passbook shelf
Plan 4

When's your number?

Projected from what you actually save. A range, not a promise.

Sketch of net worth reaching US$1 million around March 2048.Open the Plan shelf
Tax 5

March, sorted early

Gains by year, and how much can still be tax-free.

Sketch of capital gains by financial year.Open the Tax shelf

On every shelf you can also ask a question about your own money, answered by a model that runs on your computer. It's optional.

The locker · free today

Your CAS, explained.

Every fund across every AMC: what you put in, what it's worth, your XIRR and your realised gains by year. It runs in your browser, so nothing is uploaded.

  1. Download your detailed CAS from CAMS or MF Central.
  2. Open the locker and choose the PDF.
  3. Type its password, usually your PAN in capitals.
Sketch of a mutual fund portfolio split by AMC, worth ₹13.95 lakh, with an XIRR of 13.2%.

What Almirah won't do

It's opinionated on purpose.

✕

Ask for your bank login

No passwords, no account aggregator consent. You give it statements you already have.

✕

Keep your data in a cloud

Everything stays in a folder on your computer. The only thing it fetches is the day's gold rate.

✕

Support fifty banks badly

HDFC Bank and ICICI Bank done properly, with more on the way as you ask for them.

✕

Tell you what to buy

It shows and explains your own money. It never recommends buying or selling anything.

How it compares

A spreadsheetMoney appsAlmirah
Where your data livesYour computerTheir serversYour computer
Bank loginsNoneNeeded, or account aggregator consentNone
Gold, property, NCDsIf you build itPartlyYes
Time each monthHoursMinutesMinutes
CostFreeFree, paid for with your dataOne-time price

Why it exists

Almirah began as one household's own tool. Several bank apps, a CAS nobody read, gold in a locker and a flat on paper: there was no single place to see it all, so it was built.

It reads Indian statements, keeps everything on your computer, and shows you your money without telling you what to do with it. It is made by Auti Software in India.

Pay once.

No subscription. The locker is free for good.

The locker
₹0
  • Your CAS, explained: funds, value, XIRR and gains
  • Works in any modern browser, phones included
  • Nothing uploaded, nothing stored
The whole almirah
₹2,999₹4,499

founding price, for the waitlist

  • All five shelves, on your own statements
  • Mac, Windows and Linux; your data stays in a folder on your computer
  • A year of updates, and it keeps working after that

Join the waitlist

One email when Almirah is ready, with the founding price. Tell us your banks so the right ones come first.

Which banks do you use?

We use your email only to tell you about Almirah. See the privacy policy.

Questions

Is this investment advice?

No. Almirah shows and explains your own numbers. It never recommends buying, selling or holding anything, and Auti Software is not a SEBI-registered investment adviser.

Does my data leave my computer?

No. The locker reads your CAS inside the browser tab and keeps nothing once you close it. The full Almirah keeps your statements in a folder on your computer, and the only thing it fetches from the internet is the day's gold rate.

Which banks does it read?

HDFC Bank and ICICI Bank statements today. Tell us your banks on the waitlist and we'll know which to add next.

Which CAS does the locker read?

The detailed CAS from CAMS, KFintech or MF Central, which covers every mutual fund folio in your PAN. It can't read the NSDL or CDSL depository statement yet.

What do I need to run Almirah?

A Mac, Windows or Linux computer. The locker works in any modern browser, on phones too.

Why can't I connect my bank account?

On purpose. Connecting means handing your login or consent to someone's server. Almirah reads statements you download yourself, so nothing about your money has to leave your hands.

What happens after the year of updates?

Almirah keeps working as it is. You can renew for another year of updates if you want them, or not.

Who makes Almirah?

Auti Software Consultancy Services, a small software company in India.