Every rupee, already sorted
One passbook across all your banks. It learns from the entries you fix.
Almirah turns your bank statements, mutual fund CAS, gold, property and loans into one clear monthly statement, on your own computer. No bank logins, no cloud, no tips.
almirah (अलमारी), the steel cupboard in most Indian homes, where the passbooks, FD receipts, property papers and family gold are kept.
Almirah does that for your money. Five shelves, each answering one question, all kept at home on your computer. The locker at the bottom is free: it reads your CAS today.
Sketches of the real screens, for a made-up household.
swipe →
One passbook across all your banks. It learns from the entries you fix.
Property, funds, gold, NCDs and cash against every loan.
Where the family's money came from, and where it went.
Projected from what you actually save. A range, not a promise.
Gains by year, and how much can still be tax-free.
On every shelf you can also ask a question about your own money, answered by a model that runs on your computer. It's optional.
Every fund across every AMC: what you put in, what it's worth, your XIRR and your realised gains by year. It runs in your browser, so nothing is uploaded.
It's opinionated on purpose.
No passwords, no account aggregator consent. You give it statements you already have.
Everything stays in a folder on your computer. The only thing it fetches is the day's gold rate.
HDFC Bank and ICICI Bank done properly, with more on the way as you ask for them.
It shows and explains your own money. It never recommends buying or selling anything.
| A spreadsheet | Money apps | Almirah | |
|---|---|---|---|
| Where your data lives | Your computer | Their servers | Your computer |
| Bank logins | None | Needed, or account aggregator consent | None |
| Gold, property, NCDs | If you build it | Partly | Yes |
| Time each month | Hours | Minutes | Minutes |
| Cost | Free | Free, paid for with your data | One-time price |
Almirah began as one household's own tool. Several bank apps, a CAS nobody read, gold in a locker and a flat on paper: there was no single place to see it all, so it was built.
It reads Indian statements, keeps everything on your computer, and shows you your money without telling you what to do with it. It is made by Auti Software in India.
No subscription. The locker is free for good.
founding price, for the waitlist
One email when Almirah is ready, with the founding price. Tell us your banks so the right ones come first.
No. Almirah shows and explains your own numbers. It never recommends buying, selling or holding anything, and Auti Software is not a SEBI-registered investment adviser.
No. The locker reads your CAS inside the browser tab and keeps nothing once you close it. The full Almirah keeps your statements in a folder on your computer, and the only thing it fetches from the internet is the day's gold rate.
HDFC Bank and ICICI Bank statements today. Tell us your banks on the waitlist and we'll know which to add next.
The detailed CAS from CAMS, KFintech or MF Central, which covers every mutual fund folio in your PAN. It can't read the NSDL or CDSL depository statement yet.
A Mac, Windows or Linux computer. The locker works in any modern browser, on phones too.
On purpose. Connecting means handing your login or consent to someone's server. Almirah reads statements you download yourself, so nothing about your money has to leave your hands.
Almirah keeps working as it is. You can renew for another year of updates if you want them, or not.
Auti Software Consultancy Services, a small software company in India.